People learn habits--good ones and bad. The older you get the harder it is to break a bad habit.
What I have come to realized is at times I can really dig myself a hole when it comes to being thrifty.
Our federal pay increase was paltry compared to what certain members of Congress and the
Senate give themselves. The increase is not reflecting the cost of goods and services...so what is this gal to do?
Time to start researching better and proven ways of cutting corner$.
I never had anyone show me how to manage a budget. That pretty much was left up to me.
Now I am realizing how important it is to be frugal.
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